Hello, friends welcome to lifeinawind.com. In this article, you get all the related information about the Online HDFC Bank Account opening steps. You can use HDFC bank’s official website to create your account. This post will help you to open HDFC Bank Saving Account online. We try to show you all the right paths. Keep scrolling and viewing our post to get our help in opening an online HDFC Bank Account.
Table of Contents
HDFC Bank
The Housing Development Finance Corporation Limited or HDFC Bank is one of India’s leading private banks and was among the first to receive approval from the Reserve Bank of India (RBI) to set up a private sector bank in 1994.
HDFC Bank was incorporated in August 1994 with its registered office in Mumbai, India. The bank commenced operations as a Scheduled Commercial Bank in January 1995. As of June 30, 2022, the Bank had a nationwide distribution network of 6,378 branches and 18,620 ATMs in 3,203 cities/towns.
Products and services in HDFC:
HDFC Bank provides a number of products and services including wholesale banking, retail banking, treasury, auto loans, two-wheeler loans, personal loans, loans against property, consumer durable loans, lifestyle loans, and credit cards. Along with this various digital products are Payzapp and SmartBUY.
Online HDFC Bank Account steps
- Visit the official website/portal of the bank and choose the ‘Savings Account’ option from the ‘Products’ section.
- Choose a savings account of your choice and click on the ‘Apply Online’ button.
- A pop-up will open where you will have to choose your preferred city.
- For getting started, select if you are an existing customer or a new customer. And after that, authenticate yourself by filling in the required details.
- Now, fill out the application form and attach a set of copies of the Know Your Customer (KYC) documents.
- An executive of the bank will come to your place for the verification of the documents.
- After the successful verification process of your KYC documents, you will be provided with a welcome kit containing a debit cum ATM card, PIN number, and checkbook.
- Later, you can track the status of your application.
- Once your account is activated you will be notified on your registered number. And you can use the checkbook and debit card for banking services.
Steps to Open HDFC Bank Savings Account Offline
- Visit the nearest branch of HDFC Bank along with original copies of KYC documents.
- Fill in all the details carefully in the application form. While filling out the form, it is imperative that the details you are providing match the details mentioned in the documents.
- An executive of the bank will verify the details provided by you in the form and after successful approval, you will receive a welcome kit.
Within a few days, your account will be activated. You can later use it for banking facilities.
Documents required to open HDFC Bank account
General
- Our Account Opening form.
- Non-Mandatory Rights & Obligations as applicable.
- Power of attorney (required to incase clients want to avail of the online trading facility).
- Bank and DP account opening forms.
- Photographs for all account holders for bank and DP accounts, and that of the sole account holder for securities trading accounts.
- Bank and DP agreements in case of three-in-one accounts.
- Application for Net Banking (third party transfers).
- Application for Net Banking (Demat accounts).
Individuals
- PAN Card / Voters ID / Passport / Driving License/UID Aadhaar is required as the customer identity proof.
- Address proof: Telephone bill / electricity bill / bank statement not more than 3 months old / bank passbook / ration card/ passport / voter Id card/ registered Lease or Sale Agreement for residence/ Driving License / flat maintenance bill / insurance copy.
- The name & address on the proof should match the name and residential address mentioned on the application form.
Vision, Mission, and Values of HDFC
HDFC Bank’s mission is to be a world-class Indian bank. HDFC Bank has a two-fold objective: first, to be the preferred provider of banking services for target retail and wholesale customer segments. The second objective is to achieve healthy growth in profitability, consistent with the bank’s risk appetite. The Bank’s business philosophy is based on five core values: Operational Excellence, Customer Focus, Product Leadership, People, and Sustainability.
Distribution Network of HDFC
The HDFC Bank headquartered located in Mumbai. As of June 30, 2022, the Bank’s distribution network was at 6,378 branches across 3,203 cities. Customers across India are serviced through multiple delivery channels. Such as Phone Banking, Net Banking, Mobile Banking, and SMS-based banking. The Bank’s expansion plans take into account the need to have a presence in all major industrial and commercial centers, where its corporate customers are located, as well as the need to build a strong retail customer base for both deposits and loan products. Being a clearing/settlement bank to various leading stock exchanges, the Bank has branches in centers where the NSE / BSE has a strong and active member base. The Bank also has a network of 18,620 ATMs across India.
Conclusion
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